<?xml version="1.0"?><rss version="2.0"><channel><title>Crown Point Indiana Real Estate News &amp; Listings Presented By Keller Williams Realty</title><link>http://www.janacaudillteam.com</link><description></description><lastBuildDate>Fri, 30 Jul 2010 03:50:06 GMT</lastBuildDate><item><title>Updated Ranch on Wooded Lot</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/456-N-Colorado-St-Hobart-Indiana/i/245426/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>A beautifully wooded corner lot is the setting for this updated ranch style home. Sunny and bright living room with 2 picture windows and hardwood flooring. 3 bedrooms and full bath. Kitchen includes appliances (new dishwasher), and has a nice sized eating area. A very spacious laundry/utility room has plenty of room for storage and more. All rooms have been freshly painted and there are newer light fixtures &amp; fans throughout. Relax and enjoy the private back yard that has a new fence, and is very nicely landscaped. The extra large garage has new siding, new garage door, new opener, and has storage shelves &amp; cabinets. Attached to the garage is a roomy covered porch. This home has been meticulously maintained and also includes a Home Warranty. Located in a convenient, quiet area near shopping, restaurants, schools and major highways for commuting. Move in ready!</p>]]></description><link>http://www.janacaudillteam.com/property/456-N-Colorado-St-Hobart-Indiana</link><guid>http://www.janacaudillteam.com/property/456-N-Colorado-St-Hobart-Indiana</guid><pubDate>Thu, 29 Jul 2010 23:53:11 GMT</pubDate></item><item><title>Close to Everything!</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/8631-Hayes-Merrillville-Indiana/i/244173/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Close to everything! This half duplex has over 3000 sq. ft. of living area  making it a great deal. Vaulted ceilings and open floor plan with a large living  room area that has room for dining area if desired. Kitchen includes appliances,  plenty of cabinets, and dinette area. Convenient laundry room with washer &amp;  dryer. New laminate wood flooring on the main floor. Large master bedroom  features 3 closets and master bath. 2 additional nice sized bedrooms and full  bath. Finished basement has large rec room, play room, and workout room. Fenced  back yard with private 12x16 deck for relaxing or entertaining. The attached 2.5  car garage gives you room for storage. This home has been immaculately  maintained and meticulously finished throughout. The location is near Rt. 30  making it convenient for commuting in any direction, yet in a quiet area on a  non-through street. See this one soon!</p>]]></description><link>http://www.janacaudillteam.com/property/8631-Hayes-Merrillville-Indiana</link><guid>http://www.janacaudillteam.com/property/8631-Hayes-Merrillville-Indiana</guid><pubDate>Fri, 23 Jul 2010 23:18:31 GMT</pubDate></item><item><title>Lake Rights and Beach Privileges</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/14729-14733-Blaine-Cedar-Lake-Indiana/i/243843/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Wooded lot near South Shore Golf Course in Cedar Lake. Build your new home in  this established subdivision with lake rights, pier and private beach  privileges. This is a 2 lot package to comply with building codes. Also great  for developer or investor.</p>]]></description><link>http://www.janacaudillteam.com/property/14729-14733-Blaine-Cedar-Lake-Indiana</link><guid>http://www.janacaudillteam.com/property/14729-14733-Blaine-Cedar-Lake-Indiana</guid><pubDate>Thu, 22 Jul 2010 18:06:04 GMT</pubDate></item><item><title>Near South Shore Golf Course</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/14728-14732-Blaine-Cedar-Lake-Indiana/i/243842/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Wooded lot near South Shore Golf Course in Cedar Lake. Build your new home in  this established subdivision with lake rights, pier and private beach  privileges. This is a 2 lot package to comply with building codes. Also great  for developer or investor.</p>]]></description><link>http://www.janacaudillteam.com/property/14728-14732-Blaine-Cedar-Lake-Indiana</link><guid>http://www.janacaudillteam.com/property/14728-14732-Blaine-Cedar-Lake-Indiana</guid><pubDate>Thu, 22 Jul 2010 17:47:27 GMT</pubDate></item><item><title>Lush Landscaping</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/52-Highland-Road-Merrillville-Indiana/i/243351/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>f you love privacy, you will enjoy this home surrounded by a stream on two sides with lush landscaping on almost an acre. Built in 1948 this home was the cats meow'' it has a lot of open space! Bottom floor/basement is studded and dry-walled and ready for you to put the walls back up. Office, bath and bedroom are already in place. This home is priced to sell quickly! Pella windows, new a/c, new furnace, new roof, new gutters, new fascia and new soffit within last 4 years. Put a little work into this one and you will have a place to show off to your friends. Kitchen and baths need renovation. Check out the price, this is a steal, owners selling as is, no other repairs to be done.</p>]]></description><link>http://www.janacaudillteam.com/property/52-Highland-Road-Merrillville-Indiana</link><guid>http://www.janacaudillteam.com/property/52-Highland-Road-Merrillville-Indiana</guid><pubDate>Tue, 20 Jul 2010 23:54:29 GMT</pubDate></item><item><title>Peaceful Lake Setting</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/165th-Lowell-Indiana/i/242452/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Build your home on this beautiful and peaceful lake setting. This 1.16 acre lot  has 146 feet of lake frontage. Partially wooded by the water and a great lot for  a home with a walk-out basement. Enjoy living out in the country yet close  enough for an easy commute in many directions. Check out this lot in Twin Lakes  Estates for your new home!</p>]]></description><link>http://www.janacaudillteam.com/property/165th-Lowell-Indiana</link><guid>http://www.janacaudillteam.com/property/165th-Lowell-Indiana</guid><pubDate>Fri, 16 Jul 2010 19:53:07 GMT</pubDate></item><item><title>Priced Way Below Market Value</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/819-Savannah-Dr-Crown-Point-Indiana/i/241927/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>This is a steal! THIS beautiful custom executive home is priced way below market value as a short sale. Valued at $450,000 now priced to sell at $390,000. This large home has a 3 car side entry garage, vaulted ceilings, lots of room, huge walk out basement roughed in for 5th bath &amp; waiting to be finished. You will love the oversized great room with fireplace and built-in cabinets. The formal dining room offers hardwood floors, tray ceilings, and sitting area or could be used as a great office space. Jack and Jill bathroom plus an additional bath upstairs separate from the master suite on first floor. Breakfast room overlooks walk out deck with a great, private view. The Kitchen is large and spacious with center island &amp; Corian'' counter tops . Two upgraded Lenox furnaces with humidifier and electric air cleaner, in ground sprinkler system, and nicely landscaped yard. Call and make your appointment today!</p>]]></description><link>http://www.janacaudillteam.com/property/819-Savannah-Dr-Crown-Point-Indiana</link><guid>http://www.janacaudillteam.com/property/819-Savannah-Dr-Crown-Point-Indiana</guid><pubDate>Wed, 14 Jul 2010 23:35:33 GMT</pubDate></item><item><title>Ample Space</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/9901-Monroe-Crown-Point-Indiana/i/241632/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><hr id="picST" style="visibility: hidden;" />
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<p>Beautiful Harvest Ridge Subdivision. Lots of room between you and your  neighbors! This inviting home has ample space for entertaining. Step into the  large open foyer and down to the quaint living room with bay window seat &amp;  tray ceiling- perfect for a music room or just another area to unwind. Gathering  room is off the kitchen with floor to ceiling faux stone fireplace with an  antique mantel, perfect for visiting with friends or family. Kitchen is spacious  with a large counter/breakfast bar and has eat-in area with large windows.  Master bedroom on main floor has 2 closets and a full bath. Main floor laundry  area and a half bath complete the main floor. Basement is finished, has built in  office with loads of counter space, room for gathering around a big screen TV,  pool table, &amp; more. Carpet looks brand new. Quality features in this home  include Anderson windows &amp; 6-panel doors. Fenced yard offers privacy and  safety. Lots of storage. This home is waiting for your personal touches!</p>]]></description><link>http://www.janacaudillteam.com/property/9901-Monroe-Crown-Point-Indiana</link><guid>http://www.janacaudillteam.com/property/9901-Monroe-Crown-Point-Indiana</guid><pubDate>Tue, 13 Jul 2010 22:41:25 GMT</pubDate></item><item><title>Hanover Schools</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/11733-W-105th-St-St-John-Indiana/i/241600/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Desirable Homestead Acres with Hanover schools. This home's great curb appeal  makes it one you'd notice while driving by. It has a large, inviting front porch  &amp; beautiful landscaping. Spend time on the front porch and you'll appreciate  the peace &amp; quiet of this great, low traffic neighborhood. Inside, you'll  find a large formal living room &amp; formal dining area. The gathering room has  a beautiful fireplace, large windows for light and room to entertain your  friends. This home's kitchen is large with lots of cabinet space. Oversized  pantry could be used as your main level laundry, with room to spare. Separate  area off kitchen for dining/breakfast room. Step right out to the patio where  you'll love the views! This large, stunning yard offers lots of great places to  plant your garden. Plus- this home sits up high, so no worries about any  flooding! Basement is large &amp; unfinished and ready for your personal  touches. Owners loved the flow of this home. Schedule your private showing  today!<br /><br /></p>]]></description><link>http://www.janacaudillteam.com/property/11733-W-105th-St-St-John-Indiana</link><guid>http://www.janacaudillteam.com/property/11733-W-105th-St-St-John-Indiana</guid><pubDate>Tue, 13 Jul 2010 20:56:06 GMT</pubDate></item><item><title>Gates of St John</title><description><![CDATA[<img src="http://www.janacaudillteam.com/property/8437-Willowhaven-Dr-St-John-Indiana/i/241587/0/t?pid=" title="" alt="" style="float:left; padding:3px;" /><p>Build your new home in The Gates of St. John. Located in northern Meadow Gate,  this lot is the largest on Willowhaven Drive. Easy access from Joliet Rd.(101st)  or Rt. 231 for an easy commute in any direction. Owner will build to suit or you  can choose your own builder.</p>]]></description><link>http://www.janacaudillteam.com/property/8437-Willowhaven-Dr-St-John-Indiana</link><guid>http://www.janacaudillteam.com/property/8437-Willowhaven-Dr-St-John-Indiana</guid><pubDate>Tue, 13 Jul 2010 20:03:39 GMT</pubDate></item><item><title>Tips to Prevent Common Seller Mistakes</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">The Jana Caudill Team realizes that selling your home is a huge decision. We have included some tips to avoid some common seller mistakes.</span></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: 'Times New Roman';"><span style="mso-list: Ignore;">1.<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">Price Your Home Right. If you either need to sell or would like to sell your home, pricing at current market value is key. Researching sale prices of comparable homes is a crucial component to determining a price that will make the home sell. If you don&rsquo;t need to move, consider waiting for the market to improve. Call us or log on to <a href="http://www.lakecountyhomeprice.com/">www.lakecountyhomeprice.com</a> for a free market evaluation.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: 'Times New Roman';"><span style="mso-list: Ignore;">2.<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">Consider a Presale Inspection. This will accomplish two goals. First of all, it will let you know the potential problems that need to be fixed, and secondly, buyers can make offers that takes those items into consideration up front rather than renegotiating concessions later.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: 'Times New Roman';"><span style="mso-list: Ignore;">3.<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">Consider All Offers. Refusing to entertain an offer from a qualified buyer can be a big mistake for sellers in this market. Wait until the offer has been negotiated to refuse it.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: 'Times New Roman';"><span style="mso-list: Ignore;">4.<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">Accept Backup Offers. Consider a backup offer in case the primary one falls through. Also take into consideration that a lower offer with a larger down payment can be a more solid deal than a higher price with less money down.</span></p>
<p class="MsoListParagraphCxSpLast" style="text-indent: -0.25in; margin: 0in 0in 10pt 0.5in; mso-list: l0 level1 lfo1;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: 'Times New Roman';"><span style="mso-list: Ignore;">5.<span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">Hire The Jana Caudill Team. Solid negotiation and communication skills combined with Northwest Indiana area expertise can help sellers to get the most out of their experience. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">*Source: Inman News</span></p>
<p><!--StartFragment--></p>]]></description><link>http://www.janacaudillteam.com/Blog/Tips-to-Prevent-Common-Seller-Mistakes</link><guid>http://www.janacaudillteam.com/Blog/Tips-to-Prevent-Common-Seller-Mistakes</guid><pubDate>Wed, 07 Oct 2009 16:41:00 GMT</pubDate></item><item><title>Northwest Indiana home buyers; here are the 6 things you need to know about the $8,000 tax credit that ends very soon.</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">Here are six things you need to know about the $8,000 first-time home buyer tax credit.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">1.<span style="mso-spacerun: yes;">&nbsp; </span>$8,000 for new buyers: This credit is equivalent to 10 percent of the purchase price of the home&ndash;although it&rsquo;s capped at $8,000 and applies only to first-time home buyers and principal residences. But unlike an earlier $7,500 home buyer tax credit, This one does not have to be repaid.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">2.<span style="mso-spacerun: yes;">&nbsp; </span>First time buyers defined: For the purpose of this legislation, a &ldquo;first-time home buyer&rdquo; is someone who hasn&rsquo;t owned a principal residence for three years before buying a house. (The date of purchase is considered the day that the title is transferred.) That means if you&rsquo;ve owned a vacation home&ndash;but not a principal residence&ndash;within the past three years, you would still qualify for the credit. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">3.<span style="mso-spacerun: yes;">&nbsp; </span>2009 buyers only: Only those who purchase a home on or after January 1 and before December 1, 2009 are eligible for the credit. Anyone who bought a home last year won&rsquo;t be able to take advantage of it.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">4.<span style="mso-spacerun: yes;">&nbsp; </span>Income limits: The tax credit is subject to income limitations. Single buyers need a modified adjusted gross income of $75,000 or less to qualify for the full credit, that&rsquo;s $150,000 for married couples. Those earning more than these thresholds may be eligible for reduced credits. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">5.<span style="mso-spacerun: yes;">&nbsp; </span>Refundable: Because the tax credit is &ldquo;refundable,&rdquo; qualified buyers can take advantage of it even if they don&rsquo;t have much tax liability. This tax credit will be refunded to a buyer, if his year end tax liability is less than the credit. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">6.<span style="mso-spacerun: yes;">&nbsp; </span>Recapture: Buyers have to own the home for at least three years in order to capitalize on the credit. If they sell the home before then, they will have to return the credit to the government. (Exceptions will be made in certain cases, such as death or divorce.) </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;"><span style="line-height: 115%; font-family: 'Times New Roman','serif'; font-size: 12pt;"><a href="http://www.youtube.com/watch?v=xRZiziAWOq0">Click Here to Watch an Informational Video</a></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt;">If you have more questions, please contact us via email or 219-661-1256.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description><link>http://www.janacaudillteam.com/Blog/Northwest-Indiana-home-buyers-here-are-the-6-things-you-need-to-know-about-the-8000-tax-credit-that-ends-very-soon</link><guid>http://www.janacaudillteam.com/Blog/Northwest-Indiana-home-buyers-here-are-the-6-things-you-need-to-know-about-the-8000-tax-credit-that-ends-very-soon</guid><pubDate>Wed, 30 Sep 2009 14:51:00 GMT</pubDate></item><item><title>This Month in Real Estate-September</title><description><![CDATA[<p>
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</p>]]></description><link>http://www.janacaudillteam.com/Blog/This-Month-in-Real-Estate-September</link><guid>http://www.janacaudillteam.com/Blog/This-Month-in-Real-Estate-September</guid><pubDate>Mon, 28 Sep 2009 16:32:00 GMT</pubDate></item><item><title>Cold Feet Leads to Regrets</title><description><![CDATA[<p><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;"><span style="mso-bookmark: OLE_LINK1;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">In life it is better to say, "I'm glad I did" rather than "I wish I had." </span></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;"><span style="mso-bookmark: OLE_LINK1;"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;"><span style="mso-bookmark: OLE_LINK1;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">Make your list of your wants and needs for your dream home in Northwest Indiana. We can go over them together.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;"><span style="mso-bookmark: OLE_LINK1;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">There are many new tools for first time homebuyers to help with financing, etc. There is still time to take advantage of the $8,000 tax credit available to you. Download this </span></span><a href="http://images.kw.com/shared/myfirsthome/eBookTaxCredit.pdf"><span style="mso-bookmark: OLE_LINK1;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">free e-book</span></span></a><span style="mso-bookmark: OLE_LINK1;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';"> for more information. It costs you nothing to discover your options.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;"><span style="mso-bookmark: OLE_LINK1;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">Call The Jana Caudill Team today before someone else is living in your dream home.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
<p class="MsoNormal" style="margin: 0in 0in 0pt; line-height: normal;">&nbsp;</p>
</span></p>]]></description><link>http://www.janacaudillteam.com/Blog/Cold-Feet-Leads-to-Regrets</link><guid>http://www.janacaudillteam.com/Blog/Cold-Feet-Leads-to-Regrets</guid><pubDate>Fri, 18 Sep 2009 02:00:00 GMT</pubDate></item><item><title>What You Can Do to Improve Your Credit</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; color: black; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Credit scores, along with your overall income and debt, are big factors in determining whether you&rsquo;ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:*<br /><br /><strong>1.</strong> Check for and correct any errors in your credit report. Mistakes happen, and you could be paying for someone else&rsquo;s poor financial management.<br /><br /><strong>2.</strong> Pay down credit card bills. If possible, pay off the entire balance every month. Transferring credit card debt from one card to another could lower your score.<br /><br /><strong>3.</strong> Don&rsquo;t charge your credit cards to the maximum limit.<br /><br /><strong>4.</strong> Wait 12 months after credit difficulties to apply for a mortgage. You&rsquo;re penalized less for problems after a year.<br /><br /><strong>5.</strong> During the process of qualifying for and obtaining a mortgage, play it safe and wait until after your contract has closed and the mortgage is secured to open new credit.<br /><br /><strong>6.</strong> Shop for mortgage rates all at once. Too many credit applications can lower your score, but multiple inquiries from the same type of lender are counted as one inquiry if submitted over a short period of time.<br /><br /><strong>7.</strong> Avoid finance companies. Even if you pay the loan on time, the interest is high and it will probably be considered a sign of poor credit management.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; color: black; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">The Jana Caudill Team works with great lenders and mortgage brokers every day. Call us and we will set you on the track to getting the home you always wanted.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; color: black; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">*Source: Realtor Magazine &amp; myfico.com</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"></span></p>]]></description><link>http://www.janacaudillteam.com/Blog/What-You-Can-Do-to-Improve-Your-Credit</link><guid>http://www.janacaudillteam.com/Blog/What-You-Can-Do-to-Improve-Your-Credit</guid><pubDate>Wed, 16 Sep 2009 15:21:00 GMT</pubDate></item><item><title>Remembering September 11th</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Reflecting on the day of September 11<sup>th</sup>, we thought our Keller Williams corporate leadership said it best:</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">&ldquo;As you know, today marks the eighth anniversary of the tragic events of September 11, 2001. We ask that you will join us in remembering those brave citizens who gave their lives on that fateful morning. We hope that you will take a moment today to reflect on the things that are most important in your life and remember that through tragedy we have the opportunity to rise even stronger.&rdquo; </span></p>]]></description><link>http://www.janacaudillteam.com/Blog/Remembering-September-11th</link><guid>http://www.janacaudillteam.com/Blog/Remembering-September-11th</guid><pubDate>Fri, 11 Sep 2009 15:27:00 GMT</pubDate></item><item><title>Happy New Year!</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">As any student will tell you, the New Year doesn&rsquo;t start on January 1<sup>st</sup>; it&rsquo;s the first day of school. <span style="mso-spacerun: yes;">&nbsp;</span>While some children may be excited about the new school year, others might experience a little anxiety about new experiences.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Here are some ways to make the first day of school a little easier:</span></p>
<ul type="disc">
<li class="MsoNormal" style="margin: 0in 0in 10pt; line-height: normal; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">Remind your child that they are not the only student who is a bit uneasy about the first day of school. Teachers know that students are anxious and will make an extra effort to make sure everyone feels as comfortable as possible. </span></li>
<li class="MsoNormal" style="margin: 0in 0in 10pt; line-height: normal; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">Point out the positive aspects of starting school: It will be fun. They'll see old friends and meet new ones. Refresh their positive memories about previous years, when he or she may have returned home after the first day with high spirits because they had a good time. </span></li>
<li class="MsoNormal" style="margin: 0in 0in 10pt; line-height: normal; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">Find another child in the neighborhood with whom your youngster can walk to school or ride with on the bus. </span></li>
<li class="MsoNormal" style="margin: 0in 0in 10pt; line-height: normal; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">If you feel it is appropriate, drive your child (or walk with them) to school and pick them up on the first day. </span></li>
</ul>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Be at the head of the class with the real estate experts of The Jana Caudill Team. Call us today and our group of specialists will guide you to a home of your dreams. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Source: </span><em><span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi;"><span style="font-size: 12pt;">American Academy of Pediatrics (AAP)</span></span></em><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"></span></p>]]></description><link>http://www.janacaudillteam.com/Blog/Happy-New-Year</link><guid>http://www.janacaudillteam.com/Blog/Happy-New-Year</guid><pubDate>Wed, 19 Aug 2009 14:58:00 GMT</pubDate></item><item><title>This Month in Real Estate-August</title><description><![CDATA[<p>
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</p>]]></description><link>http://www.janacaudillteam.com/Blog/This-Month-in-Real-Estate-August</link><guid>http://www.janacaudillteam.com/Blog/This-Month-in-Real-Estate-August</guid><pubDate>Tue, 18 Aug 2009 02:00:00 GMT</pubDate></item><item><title>Valparaiso Named Community of the Year</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">The Jana Caudill Team would like to congratulate the citizens of Valparaiso for being named The 2009 Community of the Year by the Indiana Chamber of Commerce. This is the first time a Lake or Porter County municipality has been selected since the award&rsquo;s conception in 1990. Valparaiso was chosen because of many improvements made to the city without raising taxes. As a result, thousands of jobs have been created and the city boasts a substantial rainy day fund. To learn more, check out this article from <a href="http://www.nwitimes.com/news/local/porter/article_8aa754b2-a1d3-5761-bfc2-03a418de3ecb.html">nwi.com</a>.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">This is just another example why Northwest Indiana is a great place to call home! If you are looking for a home, please give us a call. We would love to assist you in all your real estate needs</span><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><span style="font-size: 12pt;">.</span></span></p>]]></description><link>http://www.janacaudillteam.com/Blog/Valparaiso-Named-Community-of-the-Year</link><guid>http://www.janacaudillteam.com/Blog/Valparaiso-Named-Community-of-the-Year</guid><pubDate>Fri, 14 Aug 2009 15:25:00 GMT</pubDate></item><item><title>Time is Running Out!</title><description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Time is running out! Only 110 days left to take advantage of the $8,000 tax credit for first time home buyers. Purchases must be made before December 1<sup>st</sup> of 2009 in order to qualify. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">First time home buyers are considered those who have not owned a home for three years. This tax credit is equivalent to 10% of the purchase price of the home, capping at $8,000 and <span style="color: #333333;">is subject to income limitations. Single buyers need a modified adjusted gross income of $75,000 or less to qualify for the full credit. Married couples need a gross income of $150,000. Those earning more may be eligible for reduced credits. </span>The new home has to be their principal residence for three years. </span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">This is just another great reason to now buy a home. To see a video explaining the tax credit, <a href="http://www.federalhousingtaxcredit.com/2009/resources.html" target="_blank">please click here</a>. The Jana Caudill Team would love to help you find the home of your dreams. Please contact us for any assistance you might need. </span></p>]]></description><link>http://www.janacaudillteam.com/Blog/Time-is-Running-Out</link><guid>http://www.janacaudillteam.com/Blog/Time-is-Running-Out</guid><pubDate>Wed, 12 Aug 2009 02:00:00 GMT</pubDate></item></channel></rss>