Property values are not static, especially in these tumultuous economic times. Your Crown Point, Chesterton, or Dyer home’s value can depreciate in a rough housing market just as it can appreciate during a boom, and your homeowner’s insurance policy needs to cover more than just the replacement cost of all structure(s) sitting on your lot or land. Here are three additional reasons beyond the fluctuating cost of rebuilding the physical house that I hope motivate you to re-evaluate your current policy:
The worst way to find out if you have enough homeowner’s insurance is after disaster strikes. Take a minute or two and give your insurance agent a call or send them an email. They will take the time to walk you through the process. If nothing else you’ll sleep easier knowing you’re already covered.
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