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Category Archives: Blog

Credit issues? Your lender can help. By David Reed

Credit issues? Your lender can help. By David Reed

We frequently hear we’re supposed to regularly check our credit reports. And staying on top of this is especiallyimportant when starting to shop for a new…

Five Year Increments by David Reed

Five Year Increments by David Reed

Which is better, a 30-year or a 15-year fixed rate mortgage?  A common and important question which, when answered, affects both the monthly payment and…

Government Grants by David Reed

Government Grants by David Reed

For first-time buyers, often the first thought that comes to mind is, “I need a down payment.” This is often followed by the question, “Now,…

Points: To Pay or Not to Pay by David Reed

Points: To Pay or Not to Pay by David Reed

Numerous closing costs come with any mortgage. There's a fee for an appraisal and a fee for a credit report... and the lender has its…

The Best time to Lock in Your Mortgage Rate – By David Reed

The Best time to Lock in Your Mortgage Rate – By David Reed

“What do you think about rates … should I lock in now or wait to see if they fall further?” Think I’ve been asked that…

Help has arrived: U.S. Congress comes through with relief by David Reed

Help has arrived: U.S. Congress comes through with relief by David Reed

The Housing and Economic Recovery Act of 2008, the most sweeping housing legislation since the Depression era, was passed by the U.S. Senate and House…

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