Which is better, a 30-year or a 15-year fixed rate mortgage? A common and important question which, when answered, affects both the monthly payment and…
For first-time buyers, often the first thought that comes to mind is, “I need a down payment.” This is often followed by the question, “Now,…
Numerous closing costs come with any mortgage. There's a fee for an appraisal and a fee for a credit report... and the lender has its…
“What do you think about rates … should I lock in now or wait to see if they fall further?” Think I’ve been asked that…
The Housing and Economic Recovery Act of 2008, the most sweeping housing legislation since the Depression era, was passed by the U.S. Senate and House…
Everyone knows the jumbo loan market has been out of whack for nearly 18 months. “jumbo” loans, those amounting to more than $417,000, took it…
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