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Category Archives: Blog

A Bad Wrap! by David Reed

A Bad Wrap! by David Reed

We’ve all heard the term, “wrap around,” but what exactly does it mean? A wrap around mortgage, or simply a “wrap,” is an agreement where…

Getting a cash gift? Lucky you! by David Reed

Getting a cash gift? Lucky you! by David Reed

Getting a gift in the form of cold, hard cash to buy real estate is a wonderful thing. Gift funds are a common way parents…

Credit issues? Your lender can help. By David Reed

Credit issues? Your lender can help. By David Reed

We frequently hear we’re supposed to regularly check our credit reports. And staying on top of this is especiallyimportant when starting to shop for a new…

Five Year Increments by David Reed

Five Year Increments by David Reed

Which is better, a 30-year or a 15-year fixed rate mortgage?  A common and important question which, when answered, affects both the monthly payment and…

Government Grants by David Reed

Government Grants by David Reed

For first-time buyers, often the first thought that comes to mind is, “I need a down payment.” This is often followed by the question, “Now,…

Points: To Pay or Not to Pay by David Reed

Points: To Pay or Not to Pay by David Reed

Numerous closing costs come with any mortgage. There's a fee for an appraisal and a fee for a credit report... and the lender has its…

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