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Five Year Increments by David Reed

Which is better, a 30-year or a 15-year fixed rate mortgage?  A common and important question which, when answered, affects

21 July 2008
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Government Grants by David Reed

For first-time buyers, often the first thought that comes to mind is, “I need a down payment.” This is often

14 July 2008
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Points: To Pay or Not to Pay by David Reed

Numerous closing costs come with any mortgage. There’s a fee for an appraisal and a fee for a credit report…

7 July 2008
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The Best time to Lock in Your Mortgage Rate –…

“What do you think about rates … should I lock in now or wait to see if they fall further?”

9 June 2008
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Help has arrived: U.S. Congress comes through with relief by…

The Housing and Economic Recovery Act of 2008, the most sweeping housing legislation since the Depression era, was passed by

18 April 2008
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Taming the Jumbo Mortgage

Everyone knows the jumbo loan market has been out of whack for nearly 18 months. “jumbo” loans, those amounting to

27 March 2008
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